Your data stays yours.

Welcome to PakLyo (“we”, “us”, “our”). PakLyo provides free online calculators, tools, and guides for everyone worldwide, accessible at paklyo.com.

This Privacy Policy explains what information we collect when you use our website, how we use it, with whom we share it, and the choices you have. By using PakLyo, you agree to the practices described here. If you do not agree, please discontinue use of the site.

a. Information you enter into calculators

All inputs you type into our calculators (income, expenses, weight, marks, etc.) are processed entirely in your browser. We do not transmit, log, or store these values on our servers.

b. Information you voluntarily provide

If you contact us via the Contact page or by email, you may share your name, email address, and the contents of your message. We use this only to respond to your inquiry.

c. Automatically collected information

When you visit PakLyo, our hosting provider and analytics services may collect:

• IP address (anonymised where possible)
• Browser type, operating system, and device type
• Pages visited, referring URL, time spent
• Approximate geographic location (country / city level)
• Cookies and similar identifiers (see Section 4)

• To operate, maintain, and improve PakLyo and its tools
• To understand which tools are popular and prioritise new ones
• To diagnose technical issues and prevent abuse / spam
• To display relevant ads via Google AdSense (see Section 5)
• To respond to your messages, feedback, and tool suggestions
• To comply with legal obligations under applicable law

We do not sell your personal data to third parties.

A cookie is a small text file stored on your device. PakLyo uses cookies for the following purposes:

• Essential cookies keep the site functional (e.g. remembering your theme, language, or cookie-consent choice).
• Analytics cookies help us understand aggregated usage (e.g. page views, popular tools). Anonymous, never tied to your identity.
• Advertising cookies set by Google AdSense and its third-party partners to show non-intrusive, relevant ads.

When you first visit PakLyo, a cookie banner asks for your consent. You can change your choice at any time by clearing site data in your browser settings.

You can also block or delete cookies directly in your browser. Every major browser lets you refuse all cookies, refuse third-party cookies only, or clear cookies already stored. Blocking advertising cookies does not stop you from seeing ads, it only means the ads you see will be less relevant to you. Blocking essential cookies may prevent parts of the site from working.

PakLyo displays ads served by Google AdSense to keep the platform free. Google, as a third-party vendor, uses cookies (including the DoubleClick cookie) to serve ads based on your prior visits to PakLyo and other websites.

a. What Google and its partners do

Third-party vendors, including Google, use cookies, device identifiers, and similar technologies to serve and measure advertising on PakLyo. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and other sites on the internet. These technologies may collect your IP address, browser and device information, approximate location, the pages you view on PakLyo, and how you interact with ads. This information is used for ad selection, ad delivery, frequency capping, fraud prevention, and measuring ad performance.

We do not share the values you type into any PakLyo calculator with Google or any advertising partner. Those inputs are processed in your browser and are never sent to our servers or to an ad network.

b. Third-party ad cookies

Google may allow other advertising networks and technology partners to place cookies through AdSense. These are third-party cookies, meaning they are set by a domain other than paklyo.com, and they are governed by each vendor's own privacy policy rather than ours. A full, current list of the vendors and technology providers Google works with is published by Google and is linked below.

c. How to opt out

• Turn off personalised ads from Google at Google Ads Settings (My Ad Center).
• Opt out of many third-party vendor cookies at once via the Digital Advertising Alliance at optout.aboutads.info, the Network Advertising Initiative at optout.networkadvertising.org, or, if you are in Europe, youronlinechoices.eu.
• Block third-party cookies in your browser through its privacy or cookie settings. This prevents advertising cookies from being stored on your device in the first place.
• Withdraw consent on PakLyo at any time by clearing this site's data in your browser, which resets the cookie banner and your stored choice.
• Review Google's advertising privacy practices at policies.google.com/technologies/ads and see the list of Google's ad technology providers at business.safety.google.

Visitors in the European Economic Area, the United Kingdom, and Switzerland are shown a consent message before personalised advertising cookies are used, in line with Google's EU user consent policy. Where consent is refused, only non-personalised ads are served.

We may use privacy-respecting analytics (e.g. Google Analytics or similar) to measure aggregate usage patterns. IP addresses are truncated where the provider supports it, and no personal identifiers are intentionally collected.

PakLyo may rely on the following categories of trusted third parties:

• Hosting & CDN providers (to deliver the site quickly worldwide)
• Google AdSense (advertising)
• Analytics providers (aggregated traffic insights)
• Email services (to reply to your messages)

Each third party operates under its own privacy policy. We encourage you to review them.

PakLyo is served over HTTPS. Because calculator inputs never leave your browser, the most sensitive data simply isn't on our servers in the first place. For data we do receive (e.g. contact emails), we apply reasonable technical and organisational safeguards. No method of transmission over the internet is 100% secure, however, and we cannot guarantee absolute security.

• Access / correction / deletion: request a copy of, correction of, or deletion of any personal data we hold about you.
• Withdraw consent: reject non-essential cookies via the banner or your browser settings at any time.
• Opt-out of ads: use the Google Ads Settings linked above.
• Do Not Track: we honour browser-level Do Not Track signals where technically feasible.

To exercise any right, email [email protected].

PakLyo is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will delete it.

We may update this Privacy Policy from time to time. The “Last updated” date at the top reflects the most recent revision. Material changes will be highlighted on the site. Continued use of PakLyo after changes means you accept the revised policy.

For any questions or concerns about this policy, please reach out:

• Email: [email protected]
• Website: paklyo.com/contact