Finance

Income Tax Calculator

Calculate your annual income tax as per FBR Pakistan slabs.

Enter details

FBR slabs — Finance Act 2025 (FY 2025-26)

PKR

= PKR 8,333 per month

Result

Annual income tax
PKR 0
0.00% effective · 0% marginal
Monthly tax
PKR 0
Monthly take-home
PKR 8,333
Annual take-home
PKR 100,000
Surcharge (9%)
Not applicable

Slab-by-slab breakdown

SlabRateYour income in slabTax from slab
PKR 0 – PKR 600,0000%PKR 100,000PKR 0
PKR 600,000 – PKR 1,200,0001%
PKR 1,200,000 – PKR 2,200,00011%
PKR 2,200,000 – PKR 3,200,00023%
PKR 3,200,000 – PKR 4,100,00030%
PKR 4,100,000 – above35%
Subtotal (base tax)PKR 100,000PKR 0
Total annual taxPKR 0
Current slab
PKR 0 – PKR 600,000
0% on income above PKR 0
Effective rate
0.00%
Tax ÷ total income
Marginal rate
0%
Rate on your next rupee earned

How it works

Pakistan's income tax is progressive: your income is sliced into slabs and each slice is taxed at that slab's rate. The official FBR formula simplifies this as a fixed amount for crossing into a slab plus a percentage on income above that slab's lower bound.

Tax = Fixed_tax_of_slab + (Annual_income − Slab_lower_bound) × Slab_rate
If Salaried AND Annual_income > 10,000,000 → Tax += Tax × 9% (surcharge)

Your input
  Taxpayer type   = Salaried
  Annual income   = PKR 100,000
  Current slab    = PKR 0 – PKR 600,000 @ 0%
  Base tax        = PKR 0 + (PKR 100,000 − PKR 0) × 0%
                  = PKR 0
  Surcharge       = Not applicable
  Total tax       = PKR 0
  Effective rate  = 0.00%
  Monthly tax     = PKR 0
  Monthly net     = PKR 8,333

Salaried vs business slabs

  • Salaried rates apply when more than 75% of your income is from salary. The top rate is 35% and a 9% surcharge kicks in above PKR 10,000,000.
  • Business / AOP rates are steeper at lower brackets (15% from PKR 600k) and top out at 45%.

Effective vs marginal rate

Marginal rate is what the next rupee you earn will be taxed at. Effective rate is your blended average — always lower than marginal because the lower slabs are taxed at lower rates.

Slabs reflect FBR rates effective 1 July 2025 (Finance Act 2025). This is a guide — confirm your filing with a tax advisor or on iris.fbr.gov.pk.

FAQ

Income Tax Calculator — FAQs

Common questions about the Income Tax Calculator.

It uses the latest FBR Pakistan income tax slabs for the current fiscal year, applicable to salaried individuals.