40 guides and growing
The PakLyo Blog
Practical, research-backed guides on money, careers, freelancing, education and everyday life, written for Pakistan.
Finance
The Quiet Tax: How Inflation Is Stealing From Pakistani Savers Without Anyone Noticing
Inflation is a hidden tax on every rupee sitting in a savings account. Here is exactly how it erodes purchasing power, what the real numbers look like from 2021 to 2026, and what Pakistani savers can do about it.
InflationSavingsPakistan
Aug 31, 2026·11 min read
Finance
The 50/30/20 Rule: How to Budget on Any Income
A simple, proven system to manage money without tracking every single rupee, dollar, or pound. Learn how the 50/30/20 rule works and how to start today in less than 30 minutes.
BudgetingPersonal Finance50/30/20 Rule
May 30, 2026·11 min read
Finance
How to Calculate Zakat Correctly in 2025
Step-by-step guide to calculating zakat on gold, silver, cash and business assets.
ZakatIslamWealth
Feb 28, 2025·7 min read
Finance
Car Loan EMI vs Leasing in Pakistan, Which is Cheaper?
Breaking down the real cost of bank EMI vs Islamic leasing for buying a car.
EMICar FinanceBanking
Dec 2, 2024·6 min read